We are bombarded with a lot of financial information, which at many times, become overwhelming. We, at Sajaginvestor.com, have curated the most relevant information which will work as a practical guide to everyday financial decisions.
In the current scenario, people are so busy in their professions that many are clueless about Financial Planning. They are working so hard to earn the money but the same money is not working that hard. It is getting its way into commissions, brokerages, taxes, and frauds. This makes wealth creation super slow. Many are managing their hard-earned money without any written financial plan and without any proper awareness about various products to reach their financial goals. Most of the time they are the target of various misselling by Banks, Insurance agents, real estate brokers, mutual fund distributors, etc. As most of such middlemen are driven by their own financial goals and aspirations, they don’t provide advice by keeping the client at the center. And thus, a common man does not achieve true financial freedom.
Thus, a proper financial awareness program is required so that a common man can become a SAJAG INVESTOR (Alert Investor). A Sajag Investor is alert about the misselling and fake promises. She always keeps her financial goals in mind every time someone offers any product like Cryptocurrencies, Insurance, Stocks, Bonds, FD, Mutual Fund, etc.
Know Your Risk Profile
When you start your financial investment journey, the first thing needed to check is how much risk you are able to absorb to achieve your long-term financial goals. A Risk Profile analysis helps you to decide on your ability and willingness to take the risk.
This tool will help you to decide how you can manage your portfolio by including various asset classes such as equity, bond, gold, etc.